ACCIDENT
Whether it is your mistake or someone else’s mistake.
ACT OF GOD
Flood, Storm, Rock slide, Earthquake.
ACT OF MAN
Theft, Riot, Strike, Terrorist Activity, Deliberate Damage By Someone.
FIRE
Any damage due to external or internal fire.
IN TRANSIT
While loaded on truck, rail, ship or in lift or stack parking.
TOWING CHARGES
During accident to move the car to the nearest garage.
