NORMAL MAINTENANCE
Wear & tear, Service & Breakdown of car.
DELIBERATE DAMAGE
If you knowingly damage your car.
INVALID DRIVING LICENSE
If during accident your license is not valid.
INTOXICATED DRIVER
If you drive under influence of drugs or alcohol.
WRONG USAGE
If used as a taxi, goods carrying vehicle or for racing.
STAND ALONE TYRE DAMAGE
Not covered if there is no visible damage to car.
DEPRECIATION
Of 30% to 50% charged on paint, plastic, fibre, fibre glass & rubber parts.
CONSEQUENTIAL LOSS
If car is submerged in water & you give ignition then engine gets locked. This situation is called consequential loss.
